:root{--navy:#122b45;--navy2:#1d3f63;--accent:#2f7fd1;--ink:#1f2933;--muted:#5b6b7b;--line:#e3e8ee;--bg:#f6f8fb;--ok:#1f8a5b;}
  *{box-sizing:border-box}
  body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
  a{color:var(--accent)}
  .draft{background:#fff4e5;border-bottom:1px solid #f0c78a;color:#7a4b00;text-align:center;font-size:.85rem;padding:.5rem 1rem}
  .wrap{max-width:1080px;margin:0 auto;padding:0 1.25rem}
  header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
  header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
  .logo{font-weight:700;color:var(--navy);text-decoration:none;font-size:1.1rem;letter-spacing:.2px}
  .logo span{color:var(--accent)}
  nav a{margin-left:1.4rem;color:var(--ink);text-decoration:none;font-size:.95rem}
  nav a:hover{color:var(--accent)}
  .hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:4.5rem 0 4rem}
  .hero h1{font-size:2.4rem;line-height:1.2;margin:0 0 1rem;max-width:760px}
  .hero p{font-size:1.15rem;max-width:700px;color:#d8e3ef;margin:0 0 1.8rem}
  .btn{display:inline-block;background:var(--accent);color:#fff;padding:.8rem 1.4rem;border-radius:6px;text-decoration:none;font-weight:600;border:0;cursor:pointer;font-size:1rem}
  .btn.ghost{background:transparent;border:1px solid #9fb6cf;margin-left:.6rem}
  .trust{display:flex;flex-wrap:wrap;gap:1.5rem;margin-top:2.2rem;font-size:.9rem;color:#c3d3e4}
  .trust b{color:#fff}
  section{padding:4rem 0}
  section.alt{background:var(--bg)}
  h2{font-size:1.8rem;color:var(--navy);margin:0 0 .5rem}
  .lead{color:var(--muted);max-width:720px;margin:0 0 2.2rem}
  .grid{display:grid;gap:1.25rem}
  .g4{grid-template-columns:repeat(auto-fit,minmax(235px,1fr))}
  .g3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
  .card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.5rem;display:flex;flex-direction:column}
  .card h3{margin:0 0 .3rem;color:var(--navy);font-size:1.15rem}
  .price{font-size:1.6rem;font-weight:700;color:var(--ink);margin:.4rem 0 .1rem}
  .price small{font-size:.85rem;font-weight:400;color:var(--muted)}
  .meta{font-size:.85rem;color:var(--muted);margin-bottom:.8rem}
  .card ul{padding-left:1.1rem;margin:.4rem 0 1rem;font-size:.93rem}
  .card li{margin-bottom:.3rem}
  .card .for{margin-top:auto;font-size:.85rem;background:var(--bg);border-radius:6px;padding:.6rem .75rem;color:var(--muted)}
  .tag{display:inline-block;font-size:.72rem;text-transform:uppercase;letter-spacing:.6px;background:#e6f0fb;color:var(--accent);padding:.15rem .5rem;border-radius:4px;margin-bottom:.6rem;font-weight:700;align-self:flex-start}
  .steps{counter-reset:s;display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
  .step{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.25rem}
  .step:before{counter-increment:s;content:counter(s);display:inline-flex;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:.6rem}
  .step h4{margin:0 0 .3rem;color:var(--navy)}
  .step p{margin:0;font-size:.92rem;color:var(--muted)}
  .why li{margin-bottom:.6rem}
  details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:1rem 1.2rem;margin-bottom:.75rem}
  summary{cursor:pointer;font-weight:600;color:var(--navy)}
  details p{margin:.7rem 0 0;color:var(--ink)}
  form{background:#fff;border:1px solid var(--line);border-radius:10px;padding:1.75rem;display:grid;gap:1rem;grid-template-columns:1fr 1fr}
  form .full{grid-column:1/-1}
  label{font-size:.88rem;font-weight:600;color:var(--navy);display:block;margin-bottom:.3rem}
  input,select,textarea{width:100%;padding:.65rem .75rem;border:1px solid #cdd6e0;border-radius:6px;font:inherit;font-size:.95rem}
  textarea{min-height:110px}
  .note{font-size:.8rem;color:var(--muted)}
  .placeholder{border:2px dashed #f0c78a;background:#fffaf2;padding:.75rem 1rem;border-radius:8px;font-size:.85rem;color:#7a4b00}
  footer{background:var(--navy);color:#c3d3e4;padding:2.2rem 0;font-size:.88rem}
  footer a{color:#fff}
  @media(max-width:700px){nav{display:none}.hero h1{font-size:1.8rem}form{grid-template-columns:1fr}.btn.ghost{margin:.6rem 0 0}}

.hero.small{padding:3rem 0 2.5rem}.active{color:var(--accent)!important;font-weight:600}table{width:100%;border-collapse:collapse;font-size:.93rem;background:#fff}th,td{border:1px solid var(--line);padding:.6rem .75rem;text-align:left}th{background:var(--bg);color:var(--navy)}.msg{grid-column:1/-1;font-weight:600}.hp{position:absolute;left:-9999px}